San Ramon Homes under $400,000

San Ramon Homes under $400,000

Welcome to San Ramon, California – a hidden gem nestled in the heart of Contra Costa County! Known for its picturesque landscapes and vibrant community, San Ramon boasts a perfect blend of suburban charm and urban convenience. With its rolling hills, lush parks, and top-rated schools, it’s no wonder that families and professionals alike are drawn to this thriving city.

San Ramon offers a variety of amenities, including shopping centers, dining options, and recreational facilities. The San Ramon Valley is home to beautiful parks such as Central Park and the picturesque Iron Horse Regional Trail, perfect for outdoor enthusiasts and families looking to enjoy nature. The city also hosts a range of cultural events and festivals throughout the year, fostering a strong sense of community.

For those seeking affordable housing options, San Ramon has an exciting opportunity with homes available for under $400,000. While this price point may seem rare in the Bay Area, San Ramon offers a selection of charming condominiums and townhomes that provide an excellent entry into this desirable market. These homes often feature modern amenities, spacious layouts, and access to community facilities, making them ideal for first-time buyers or those looking to downsize.

Living in San Ramon means you’re just a short drive from the bustling cities of San Francisco and Oakland, while still enjoying the tranquility of suburban life. With its rich community spirit, beautiful surroundings, and affordable housing options, San Ramon is truly a place to call home. Discover the possibilities that await you in this enchanting city!

Newest San Ramon Homes under $400,000

725 Watson Canyon Ct Unit #115, San Ramon
$398,000
1 Beds ⋅ 1 Baths ⋅ 41149922 MLS
Beautifully remodeled 1-bedroom, 1-bathroom ground-floor condo in the desirable gated community of Siena Hills. This well-maintained home features a spacious, open layout with laminate flooring throughout, central heating and air conditioning, and attractive views. The updated kitchen offers granite countertops and stainless-steel appliances, while the convenient in-unit laundry room includes a full-size washer and dryer. Enjoy your private, covered patio with additional storage—perfect for relaxing or outdoor entertaining. The property includes two reserved parking spaces, including one covered carport. Siena Hills residents enjoy a wonderful selection of community amenities, including gated security, two swimming pools, hot tubs, sauna, fitness center, BBQ area, and two beautifully maintained clubhouses. Ideally located near Highway 680, San Ramon City Center, Bishop Ranch, shopping, dining, parks, and major employment centers, with access to the highly regarded San Ramon Valley Unified School District. Water and garbage are included in the HOA dues. A fantastic opportunity for a first-time buyer, downsizer, or investor seeking a move-in-ready home in a convenient San Ramon location.

725 Watson Canyon Ct Unit #115, San Ramon

Listing courtesy of Todd Carter from RE/MAX Accord. 925-914-5844
450 Bollinger Canyon Lane Unit #392, San Ramon
$385,000
1 Beds ⋅ 1 Baths ⋅ 41149249 MLS
Experience serene, elevated living in the gated Siena Hills community. Positioned on the top floor end unit, this 1-bedroom, 1-bathroom residence offers unmatched privacy, peaceful hillside views, and abundant natural light throughout. Maintained with care as a principal residence, this home features a light-filled open living space, an ideal layout, and a private balcony perfect for morning coffee or relaxing at sunset. Enjoy premium community amenities including resort-style pools, a fitness center, a clubhouse, and lush grounds. Unbeatable location in central San Ramon—minutes from City Center at Bishop Ranch, Whole Foods, top dining, trails, and easy I-680 access. Outstanding opportunity for both first-time buyers and investors with no HOA rental restrictions. Move-in ready and rare top-floor privacy!

450 Bollinger Canyon Lane Unit #392, San Ramon

Listing courtesy of Xiaochun Liu from Alliance Bay Realty. 925-922-1310
785 Watson Canyon Ct Unit #247, San Ramon
$389,000
1 Beds ⋅ 1 Baths ⋅ 41146655 MLS
Welcome to Siena Hills, a gated San Ramon community surrounded by the beautiful rolling hills of Canyon Lakes Golf Course. This spacious 1-bedroom, 1-bath condo offers 657 sq. ft. of comfortable living space with a functional floor plan and plenty of potential to make it your own. Enjoy the convenience of in-unit laundry, additional patio storage, a private balcony and an assigned carport. Community amenities include a clubhouse, pool, spa, sauna, fitness center and BBQ area. Ideally located near Bishop Ranch, shopping, dining, parks and easy access to I-680. A wonderful opportunity to own in desirable San Ramon and enjoy a great combination of location, space and value.

785 Watson Canyon Ct Unit #247, San Ramon

Listing courtesy of Sunshine Tijero from Fathom Realty Group Inc.. 925-989-1574
440 Bollinger Canyon Ln. Unit #396, San Ramon
$385,000
1 Beds ⋅ 1 Baths ⋅ 41146652 MLS
SELLER OFFERING to pay FIRST MONTHS HOA DUES!!! COME TAKE A SECOND LOOK!!! Welcome to this light-filled and spacious 1-bedroom, 1-bathroom condo in the heart of San Ramon, where comfort, convenience, and resort-style amenities come together. Recently painted, this inviting home features an open-concept living and dining area with abundant natural light and access to a private balcony. The thoughtfully designed kitchen offers elegant granite countertops and ample cabinetry. A dedicated utility room with an in-unit washer and dryer adds everyday convenience. The generously sized bedroom features a large closet providing plenty of storage. Enjoy the community’s resort-style amenities, including a community pool, beautifully maintained grounds, and convenient guest parking. The home includes one covered carport space. Garbage service and water is included in the HOA dues. Ideally located just minutes from San Ramon City Center, The LOT, shopping, dining, and the scenic Iron Horse Trail, with easy access to Interstate 680 for an easy commute. What are you waiting for? MOVE IN READY! Virtual staging has been used in the photos.

440 Bollinger Canyon Ln. Unit #396, San Ramon

Listing courtesy of Suzy Peck from Dudum Real Estate Group. 925-200-2988
460 Bollinger Canyon Ln Unit #286, San Ramon
$379,950
1 Beds ⋅ 1 Baths ⋅ 41141517 MLS
Welcome home to this serene second-level retreat in the heart of San Ramon in the Siena Hills complex. The moment you step into the spacious living room, your eyes are drawn to the private balcony overlooking peaceful open space —the perfect spot for your morning coffee or winding down at sunset. The kitchen is a chef's delight, beautifully updated with granite countertops and stainless steel appliances, including the refrigerator. You’ll love the convenience of the updated bathroom and the dedicated laundry room, complete with a washer, dryer, and extra storage cabinets. With assigned covered parking and plenty of guest parking plus a storage closet on the balcony, everything has its place. Enjoy the sparkling swimming pool and other community amenties. Water & garbage included with HOA. It’s a quiet, comfortable sanctuary that feels like home from the moment you arrive.

460 Bollinger Canyon Ln Unit #286, San Ramon

Listing courtesy of Laura Vaughn from Compass. 925-683-3114
Start Your Search

Bay East © 2026. CCAR © 2026. BridgeMLS © 2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on: